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Privacy Policy

Last Updated: 25 February 2026

This Privacy Policy describes how Lurvante ("we," "us," or "our"), operating at lurvante.com, collects, uses, and protects personal information provided by visitors to this website. We are committed to handling your personal data responsibly and in accordance with applicable Paraguayan law, including Law No. 1682/2001 on Private Data and its amendments.

1. Who We Are

Lurvante is an independent educational program focused on cooperative financial literacy for members of savings and credit cooperatives in Paraguay. We are based at Avda. San Martín 1383 entre Ntra. Sra. del Carmen, Dr. Luís Enrique Migone y, Asunción, Paraguay. You can contact us at info@lurvante.com or by telephone at +595 981 676 304.

2. Information We Collect

2.1 Information You Provide Directly

When you use the contact form on our website, we collect the following information that you voluntarily provide:

  • Full name
  • Email address
  • Phone number (optional)
  • The content of your message

2.2 Information Collected Automatically

When you visit our website, certain technical information may be collected automatically, including:

  • Your IP address and approximate geographic location
  • Browser type and version
  • Operating system
  • Pages visited and time spent on each page
  • Referring website (the site you came from)
  • Date and time of your visit

This information is collected through cookies and similar technologies. Please refer to our Cookie Policy for more details.

3. How We Use Your Information

We use the personal information you provide solely for the following purposes:

  • To respond to your inquiries about the educational program
  • To provide information about sessions and program content
  • To improve the quality and content of our website
  • To comply with our legal obligations under Paraguayan law

We do not use your personal information for marketing purposes, we do not sell your data to third parties, and we do not share it with any cooperative institution or financial entity.

4. Legal Basis for Processing

We process your personal data on the following legal bases:

  • Consent: When you submit the contact form and check the privacy checkbox, you provide explicit consent to the processing of your data for the purpose of responding to your inquiry.
  • Legitimate interest: We have a legitimate interest in understanding how our website is used in order to improve it, provided this does not override your fundamental rights.
  • Legal obligation: In certain circumstances, we may be required to process your data to comply with applicable law.

5. Data Retention

We retain personal data submitted through our contact form for as long as necessary to respond to your inquiry and for a reasonable period thereafter, not exceeding two (2) years, unless a longer retention period is required by law. Technical data collected through cookies is retained for the periods specified in our Cookie Policy.

6. Data Security

We implement appropriate technical and organizational measures to protect your personal data against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

7. Your Rights

Under Paraguayan Law No. 1682/2001 and applicable data protection principles, you have the following rights regarding your personal data:

  • Right of access: You may request confirmation of whether we hold personal data about you and a copy of that data.
  • Right of rectification: You may request correction of inaccurate or incomplete personal data.
  • Right of cancellation/erasure: You may request deletion of your personal data, subject to legal retention requirements.
  • Right of opposition: You may object to the processing of your personal data in certain circumstances.
  • Right to withdraw consent: Where processing is based on consent, you may withdraw that consent at any time without affecting the lawfulness of processing before withdrawal.

To exercise any of these rights, please contact us at info@lurvante.com. We will respond to your request within a reasonable timeframe.

8. Third-Party Services

Our website may use third-party services for analytics and functionality (such as Google Maps for displaying our location). These services have their own privacy policies, and we encourage you to review them. We do not control how these third parties collect or use your data.

9. Cookies

We use cookies to improve your experience on our website. For detailed information about the cookies we use and how to manage your preferences, please see our Cookie Policy.

10. Links to Other Websites

Our website may contain links to external websites. We are not responsible for the privacy practices or content of those sites. We encourage you to read the privacy policies of any external site you visit.

11. Children's Privacy

Our website and educational program are not directed at persons under the age of 18. We do not knowingly collect personal data from minors. If you believe we have inadvertently collected information from a minor, please contact us so we can delete it.

12. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable law. When we make material changes, we will update the "Last Updated" date at the top of this page. We encourage you to review this policy periodically.

13. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us: